financial planning

What do you want? We are experts at helping you to identify the things that are truly important to you and your family.  We then create alignment with your wants and financial capabilities in order to get you to your wants as efficiently as possible.

insurance planning

When you think about protecting your family, your lifestyle, your business, or your assets, do you want failure to be an option?  We specialize in creating cost effective strategies to protect those people and items that are most important to you.  * Insurance policies are the only product that pays us a commission.                                                                          

Estate planning

Not planning for your end of life is still planning, just not providing the outcome you would likely want.  We coordinate our long term planning with estate planning professionals to ensure that all your goals are still achieved, even when you are not around to see them fulfilled.   

Investment planning

We do not believe in cookie-cutter solutions, or that “one-size fits all” when it comes to investment advice and asset management.  We offer custom solutions for our clients. Whether you are looking for growth or income, we can help provide a solution for you.                    

reducing Wealth erosion

We measure, understand, and prepare you for those things that are outside your scope of control that take money from you continually, sometimes without you even realizing it is happening.  They include taxes, financing, inflation, market volatility, technological change, and planned obsolescence, just to name a few.                 

working together from a distance

It doesn't always work out for us to live right next to the people we work with.  Technology has made it possible and efficient for us to work with our clients that are more than a convenient drive away.

Retirement Income

We create, implement, and manage long term streams of income that avoid inadvertent taxation, while consistently keeping in mind the inherent risks that can undermine any plan at any time for anyone.  Whatever you income needs are we can help you.

business strategies

We help business owners answer one of the most difficult questions: "How do I move equity from the business balance sheet to my personal balance sheet, without hurting my business?" 

We also specialize in business valuation and succession planning.